Estate Agents Bradford
Estate Agents Bradford Survey Advice for Home Buyers
Everything You Need to Know from MoveUp Properties
With Estate Agents Bradford you are at ease, weather you are a first time buyer or have bought many properties; the list of things to do is endless. Something that needs to sort out would be the survey MoveUp Properties is here to help you. Here is some advice you need to consider:
Cost
Getting a survey done can seem a like a unnecessary cost because you are already spending money, getting the right one can save you a lot of money in the future as the right survey will show hidden problems at the beginning of the whole buying process.
A cheaper survey may look more tempting, but they will not be able to give you a full detailed breakdown of the property. A more cheaper survey will not be able to tell you what’s wrong with the property as well as how much it would cost to put it right.
Choose a survey which is relevant to your home not by how much you’re able to pay.
What’s on offer?
Take time to gain an understanding of the different types of surveys available, some of the main ones are:
Keep in mind that a Mortgage valuation is something all home buyers are entitled to, it is not s survey even though it could get sold to you as one. The difference is that a survey is made for an home buyer whereas a mortgage valuation is more for the lender to satisfy them that the property is worth the money they are giving you.
Don’t worry
Don’t panic as nearly every survey will show a list of problems you did not expect such as roof issues and electrical wiring. At the end its up to you if you want to go ahead with it all. For example if it’s found you have £10,000 of repair work needed which you weren’t expecting you could go back and renegotiate the asking price or even ask the seller to do the work before they leave the place.
Also if the survey shows a much bigger problem which you don’t want to deal with, then your free to walk away from the purchase. You don’t have a contract yet so it’s all up to you.
Choosing a surveyor
This is one of the most crucial pieces of survey advice for home buyers, you can choose your own surveyor and don’t have to go with the one the mortgage lender has opted for you.
You might feel more comfortable with going with someone who a friend or family member has recommended. All you need to make sure is the company you go with is recognized with RPSA or RICS.
If you are able to it is best to accompany the surveyor so you can ask as many questions as you need.
Summary
Purchasing a home is an exciting time but also can become a stressful time. Estate Agents Bradford survey advice will help buyers give you full peace of mind. So what are you waiting for call now to MoveUp Properties.
Phone: 0044 (0) 1274 482999
Email: [email protected]
Website: http://www.moveupproperties.co.uk/
Everything You Need to Know from MoveUp Properties
With Estate Agents Bradford you are at ease, weather you are a first time buyer or have bought many properties; the list of things to do is endless. Something that needs to sort out would be the survey MoveUp Properties is here to help you. Here is some advice you need to consider:
Cost
Getting a survey done can seem a like a unnecessary cost because you are already spending money, getting the right one can save you a lot of money in the future as the right survey will show hidden problems at the beginning of the whole buying process.
A cheaper survey may look more tempting, but they will not be able to give you a full detailed breakdown of the property. A more cheaper survey will not be able to tell you what’s wrong with the property as well as how much it would cost to put it right.
Choose a survey which is relevant to your home not by how much you’re able to pay.
What’s on offer?
Take time to gain an understanding of the different types of surveys available, some of the main ones are:
- Condition report: A condition report will do exactly this, it will look at the condition of the property and identify any problem areas as well as potential legal issues.
- RICS HomeBuyer report: This is one of the popular survey for home buyers, it will help you find out of there are any structural issues or any dampness. However this report will not give an estimate on how much all the work will cost.
- Building or full structural survey: This is the comprehensive survey and can vary in price. This is a good survey to get done if you are looking at older houses or houses which look like they need a lot of renovation as it provides a breakdown of all the issues as well as options on repairing them with a potential cost for work.
Keep in mind that a Mortgage valuation is something all home buyers are entitled to, it is not s survey even though it could get sold to you as one. The difference is that a survey is made for an home buyer whereas a mortgage valuation is more for the lender to satisfy them that the property is worth the money they are giving you.
Don’t worry
Don’t panic as nearly every survey will show a list of problems you did not expect such as roof issues and electrical wiring. At the end its up to you if you want to go ahead with it all. For example if it’s found you have £10,000 of repair work needed which you weren’t expecting you could go back and renegotiate the asking price or even ask the seller to do the work before they leave the place.
Also if the survey shows a much bigger problem which you don’t want to deal with, then your free to walk away from the purchase. You don’t have a contract yet so it’s all up to you.
Choosing a surveyor
This is one of the most crucial pieces of survey advice for home buyers, you can choose your own surveyor and don’t have to go with the one the mortgage lender has opted for you.
You might feel more comfortable with going with someone who a friend or family member has recommended. All you need to make sure is the company you go with is recognized with RPSA or RICS.
If you are able to it is best to accompany the surveyor so you can ask as many questions as you need.
Summary
Purchasing a home is an exciting time but also can become a stressful time. Estate Agents Bradford survey advice will help buyers give you full peace of mind. So what are you waiting for call now to MoveUp Properties.
Phone: 0044 (0) 1274 482999
Email: [email protected]
Website: http://www.moveupproperties.co.uk/